I’m on my longest colony build to date. 7 colonists, 3 buildings, 2 winters. I’m playing the calm world but think you’ve got the balance here pretty much nailed. The only thing I’m not certain about yet is the later economy of wages/revenue generation. Just haven’t been there yet.
The broken bones are fewer and not as likely to make your colony fail. The moods are also better. So far they go pout for a bit but then get over it. The previous tendency to vandalism was a bit too much.